Collateral
Record the asset, who owns it, what it is worth, how it was secured and whether it is insured. Link it to the facilities it supports, so cover reflects current exposure.
What it is
Collateral in Bankli
- Asset register with type-specific details and supporting documents.
- Ownership and third-party interests recorded on the asset.
- Valuations with date, basis, valuer and forced-sale value.
- Security instruments, perfection status and registration references.
- Insurance cover with expiry monitoring.
- LTV and cover calculated against current outstanding balances.
Why it matters
What changes for the institution
- Cover ratios use the latest valuation, not the figure taken at origination.
- Lapsed insurance and stale valuations appear as exceptions with an owner.
- Recovery starts from documents you can find.
In the simulation
How this is demonstrated
Every claim on this page is shown against synthetic data for Meridian Finance & Credit Ltd, a fictional institution.
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Other capability families
Credit
Manage credit from application to repayment, with the decision history kept.
Capital
Know where your funding came from and where it went.
Financials
Keep the accounts connected to the operation, with every balance traceable.
Control
Decide who can do what, and see what still needs attention.
Connect
Works with the systems you already use. Connect before you replace.
Intelligence
See what changed and why, with the records behind every answer.
See how Bankli works inside a financial institution.
Use a fictional finance company to explore credit, collateral, collections, funding, reconciliation and approvals. All information in the simulation is synthetic.
Synthetic data. Fictional institution. Not a live banking environment.