Credit
Set up your lending products, take applications, assess them against your credit policy, route approvals and book the facility. Repayments, arrears and restructures stay on the same record.
What it is
Credit in Bankli
- Create products with terms, pricing, fees, schedules and eligibility rules.
- Collect customer information, documents and the business case in one application.
- Assess applications and apply credit policy the same way every time.
- Route approvals by authority limit, then issue the offer.
- Book facilities, track repayments and handle arrears.
Why it matters
What changes for the institution
- Approvals follow policy and authority instead of whoever is available.
- The evidence behind a decision stays with the decision.
- A new product is a configuration change, not a development project.
In the simulation
How this is demonstrated
Every claim on this page is shown against synthetic data for Meridian Finance & Credit Ltd, a fictional institution.
Continue
Other capability families
Collateral
Know what secures every facility, and whether the cover still holds.
Capital
Know where your funding came from and where it went.
Financials
Keep the accounts connected to the operation, with every balance traceable.
Control
Decide who can do what, and see what still needs attention.
Connect
Works with the systems you already use. Connect before you replace.
Intelligence
See what changed and why, with the records behind every answer.
See how Bankli works inside a financial institution.
Use a fictional finance company to explore credit, collateral, collections, funding, reconciliation and approvals. All information in the simulation is synthetic.
Synthetic data. Fictional institution. Not a live banking environment.